Settlement Infrastructure for African Institutions

Connecting Africa
to the world.

SIDERIS gives African financial institutions access to modern settlement rails — towards Europe, Asia, the Gulf, the Americas, and across Africa itself. Regulator-first. No operational change required.

Market Signal

The market is restructuring without African banks.

B2B fintech players have pivoted from retail to corporate flows. They now target your multinational clients, your trade finance volumes, your cross-border treasury — all without a banking license, without your client relationships, and without your regulatory standing.

Every quarter without action is a quarter of corporate flows consolidated elsewhere. Those relationships do not come back.

$27.6T Stablecoin volume 2024 Source: Visa, 2024
80% USDC volume is B2B Source: Circle, 2024
43% Crypto in Sub-Saharan Africa Source: Chainalysis, 2024

What SIDERIS Is

Their technology. Your advantage.

SIDERIS is not a fintech. It is not a wallet. It does not issue stablecoins. It is a regulated orchestration infrastructure that gives your institution access to modern settlement rails — while you retain full control of your client relationships, your regulatory standing, and your operations.

Fintech players are fast and cost-efficient. They are not licensed banks. They have no client history. They have no BCEAO credibility. SIDERIS gives you their execution speed and their cost structure. You keep everything they will never have.

"SIDERIS gives you their technology. You keep your advantage."

How It Works

Five steps. No change to your systems.

What took 3–8 days and cost 3–7% now settles in seconds, at a fraction of the cost.

01

Bank Order

Initiated via SWIFT, ISO 20022, API REST, or H2H file. Your existing systems. No modification required.

02

Compliance Check

Automated sanctions screening and AML verification. BCEAO-compliant. Every transaction documented.

03

Optimal Routing

SIDERIS selects the best settlement rail at the lowest cost per execution. Automatically.

04

Instant Settlement

T+1 execution. vs 3–7 business days with traditional correspondents. Your beneficiary receives fiat.

05

Proof & Audit

Immutable execution record. Audit-ready dossier for BCEAO. You have nothing to reconstruct.

The bank never touches crypto. The regulator never loses visibility.

Why It Is Solid

Designed for supervised environments.

01

Bank-Controlled

Deployed within your infrastructure perimeter. You retain full control of data, approvals, and execution decisions.

02

Regulator-First

Built for supervised environments. MiCA-compliant on the EU side. BCEAO-aligned on the WAEMU side. No ambiguity before your regulator.

03

Evidence-Based

Every transaction produces an immutable, audit-grade record. In the event of a BCEAO audit, SIDERIS produces the complete dossier.

04

Zero Crypto Exposure

Your institution never holds, touches, or accounts for crypto-assets. You see fiat in, fiat out. We absorb the complexity.

Settlement Network

Africa connected to the world.

SIDERIS deploys corridor by corridor, currency by currency — with the same regulated infrastructure, the same compliance discipline, and the same bank-controlled architecture at every stage.

Deployment sequence

XOF WAEMU — West Africa
Live
XOF ↔ EUR XOF ↔ USD XOF ↔ CNY XOF ↔ TRY
XAF CEMAC — Central Africa
In Development
XAF ↔ EUR XAF ↔ XOF XAF ↔ USD XAF ↔ CNY XAF ↔ TRY
NGN Nigeria
Planned
NGN ↔ EUR NGN ↔ XOF NGN ↔ USD NGN ↔ CNY NGN ↔ TRY
Country by country
Planned
KES GHS MAD EGP ZAR ...

One infrastructure. One compliance framework. Deployed systematically across every African currency and its major trading pairs.

Regulatory Framework

Designed for the most demanding supervised environments.

MiCA

EU Regulatory Alignment

SIDERIS operates within the European Markets in Crypto-Assets framework. Execution perimeter defined and supervised.

BCEAO

WAEMU Compliance

All settlement activity within the WAEMU zone is structured to meet BCEAO supervisory requirements. Full audit trail provided on request.

CASP

EU Authorisation Pathway

SIDERIS holds and is pursuing EU-authorised status as a Crypto-Asset Service Provider under applicable European financial regulation.

B2B

Institutional Perimeter Only

SIDERIS operates exclusively between regulated financial institutions. Zero retail exposure. Zero unregulated counterparties.

In the event of a regulatory audit, SIDERIS produces the complete dossier. Your institution has nothing to reconstruct beyond its own perimeter.

Institutional Engagement

SIDERIS engages directly with regulated institutions.

If your institution operates in the EUR/XOF corridor or adjacent markets, we are ready to discuss a structured pilot. One corridor. Limited engagement. Defined scope.

SIDERIS engages exclusively with regulated financial institutions. Requests from non-institutional parties will not receive a response.